DELETED IT after years of use! For an already feature limited app, Merrill killed any interest I had in it. Truly, the only uses I had for it were BASIC, check my balances, check trade statues I entered on the website, make transfers, and stay up on simple market info. Just shallow cursory uses of their intentionally hobbled app. Any real research or trade decisions HAS to be done on their website. . . The fact that they are REQUIRING an iOS upgrade is infuriating. . . I choose to keep the iPhone features I want and the iOS version that supports them. Most of the new "features" that Apple pushes on you are really just intrusive ways to control or monitor your consumer habits (Yeah, keep telling yourself Siri isn't listening and iTunes/iCloud aren't just a means for reporting your habits, music/app use). It is already bad and is getting worse. >>> I tell you this, Apple NEVER SLOWED my iPhone 6S and I have never experienced poor performance or a dying device! I never needed Apple's help to manage my device or life. I was aware of the rumors of this practice and delayed updating. I still see no real advantage in updating iOS and until I do I deleted the Merril Edge app.